Intelligent Loans

Intelligent Loans launches HNW division




Intelligent Loans has created a new department within its specialist finance division to concentrate on high-net-worth enquiries.

The Cardiff-based specialist lending packager and business funder has created the department in response to higher levels of enquiries from clients with an increased level of advance, a complex income structure or a changeable domicile position.

The newly formed team has a combined 54 years of experience in specialist finance.

The team is made up of:

Matthew Jones, senior second charge adviser

Sian Nicholson, specialist BTL and bridging manager 

Racheal Harkins, bridging loans specialist 

Sam Perrott, senior second charge adviser

Liam Schewitz, head of new business

Liam felt that this was a natural progression for the business.

“Increasingly, brokers with high-net-worth clients are entrusting the experience and knowledge within Intelligent Loans to facilitate solutions to their clients’ complex set of circumstances.

“For instance, when dealing with international sports personalities, there are often issues around their residence and income statuses, not to mention the transient nature of their jobs. 

“In one recent example, the husband – an international rugby player – was based in Australia, while his wife was based in New Zealand, with the security in London. 

"These sets of circumstances are not typical and, therefore, it made sense for us to create a division dedicated to providing accurate and tailored financial solutions for all eventualities to this type of client.”

Intelligent Loans revealed that within a week of forming the division, the team was managing nine live accounts totalling £58m, including a £19m bridging loan.

“Matthew has demonstrated time and again a forensic understanding of complex income structures, presenting compelling rationales to lenders, resulting in some record-breaking advances,” added Liam. 

“Sian has a wealth of experience in portfolio buy-to-lets and servicing prolific property investors. 

“Racheal has an enviable heritage in bridging loans, having worked as head of bridging for a prestigious financial planning firm, and having worked within a leading bridging lender. 

“Also – as part of the 1pm PLC group of companies – we have strong funding lines and are able to offer bespoke, blended solutions that are not dependent on bricks-and-mortar valuations.”

Leave a comment